Buying Your First Home in Canada: What newcomers Need to Know. PDF - Report. Save page to My Folder Share this page. You've made Canada your home and you're ready to rent or buy a place of your own. We have valuable information to help you make informed. housing agency, Canada Mortgage and Housing Corporation (CMHC) has been helping Canadians – including new Canadians like you – access a wide choice.
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portal7.info GO emili. Everything you need to open new doors. CMHC Newcomer. Facilitating Housing Choice for Newcomers to Canada. CMHC NEWCOMERS. Facilitating housing choice for newcomers to Canada. HIGHLIGHTS. * Examples of alternative sources of credit . CMHC Newcomers is available to borrowers with permanent and non-permanent residence status, helping them realize their dream of homeownership.
Together with other housing stakeholders, we help ensure that the Canadian housing system remains one of the best in the world. We are committed to helping Canadians access a wide choice of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country. For more information, visit our website at www. You can also reach us by phone at or by fax at Outside Canada call or fax to Canada Mortgage and Housing Corporation supports the Government of Canada policy on access to information for people with disabilities.
We are committed to helping Canadians access a wide choice of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country. For more information, visit our website at www.
You can also reach us by phone at or by fax at Outside Canada call or fax to Canada Mortgage and Housing Corporation supports the Government of Canada policy on access to information for people with disabilities.
If you wish to obtain this publication in alternative formats, call For details, call or visit our website at www. Cette publication est aussi disponible en franais sous le titre : Construction de maison ossature de bois Canada n de produit The information in this publication is based on the most current research results available to CMHC and has been reviewed by housing industry experts.
Readers are advised to evaluate the information, materials and techniques carefully and to consult appropriate professional resources to determine courses of action suitable for their situations. The tenancy agreement states the terms such as the rent you pay, how long the agreement will last and other conditions. The agreement affects how you can use the home. Make sure you understand everything in the agreement before you sign it.
Get advice or a translation if you need it. As a tenant, you must pay the rent on time, keep the home in good condition and avoid disturbing others. You usually pay one month rent in advance and half of one month rent as a damage deposit.
Get a receipt for all payments you make to the landlord. If you have a serious dispute with an owner, you can use a low-cost dispute resolution service. If you will be renting, information in several languages is available. Visit the Tenant Resource and Advisory Centre.
Tips: Watch out for rental frauds.
Check for damage before you move in. Take photos or make a list and ask the owner to sign it.
If there is no new damage when you move out, you can get your damage deposit back. These laws apply even if the tenancy agreement is different.
An owner may not ask for a deposit to take your rental application. A landlord cannot discriminate against people on the basis of place of origin, religion or similar grounds. However, a landlord can refuse to rent to pet owners and people who smoke. If you have a problem with discrimination, contact the B. Human Rights Tribunal. However, B. Always get professional advice before buying a home.
It gives you information and worksheets on questions like these: Is home ownership right for you? Are you financially ready?
What kind of home do you need? How do you find and buy Canadian property? Back to top Moving into Your New Home Once you have found a place to live and are ready to move in, there are many details to plan for.